Your valuation of ### is based on the current housing price trends of the ### area.
The value has ### by ### since it was last sold on ### for ###.
No sale information is available on this property, so the valuation is based on the nearby sales of similar properties.
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Terms and Conditions
These are the terms and conditions on which we supply our online property e-valuation tool to you. Please read these terms carefully before you submit details of a property to us as doing so will form a contract between us based strictly on these terms and conditions. All use of our e-valuation tool is strictly subject to these terms and conditions.
By accepting these terms and conditions you understand that you will be contacted to discuss the online valuation provided.
These terms tell you who we are, how we will provide our property e-valuation tool to you, how you and we may change or end the contract, what to do if there is a problem and other important information. If you think there is a mistake in these terms, please contact us to discuss.
1. Information about us and how to contact us
Who we are.
Please refer to the privacy policy on our website.
2. Our property e-valuation tool
What is our property e-valuation tool? Our property e-valuation tool provides you with an estimate valuation of the property based on the details of the property you provide. Our property e-valuation tool uses these details and compares them to publicly available data relating to property characteristics and sales in your area to provide you with an estimate value for that property.
When we will provide our services. We will begin providing you with our services, being the property valuation using our property e-valuation tool, when you submit the details of a property to our property e-valuation tool via our website, provide your contact details and accept these terms and conditions by ticking the “I agree to the Terms & Conditions” box. After submitting these details, our property e-valuation tool should provide you with a property valuation based on the details you entered. At this point we will have finished providing you with our services and the contract will be ended.
Free service for consumers. We only supply our property e-valuation tool for your private use or by an agent as part of the services it delivers to you. As you are a consumer, our property e-valuation tool is currently provided on a free to use basis and no payment is due from you.
Making sure the details you provide are accurate. Our property e-valuation tool is providing you with a valuation based on the information you have given us about a property including property address, number of bedrooms etc. You are responsible for ensuring this information is correct, accurate and up to date.
What will happen if you do not provide the required information. We need certain information about the property so we can supply our property e-valuation tool to you, for example, the type of property address, number of bedrooms etc. If you do not provide all of this required information to our property e-valuation tool or if you provide incomplete or incorrect information, the valuation may be unavailable and/or inaccurate. We will not be responsible for either the failure to supply our property e-valuation tool or the inaccuracy of the valuation if this is caused by you not giving us the information needed for our property e-valuation tool to provide you with an estimate.
Our property e-valuation tool is a guide only. By making available our property e-valuation tool to you, we are not providing you with estate agency services. Please be aware the valuations provided by our property e-valuation tool are estimates and not formal valuations of the property. The valuation is based on publicly available information which may be inaccurate and/or incomplete. The estimates may also be based on assumptions and typical factors or trends in certain areas and/or in relation to certain types of property. The valuation is intended to be of general interest and provide you with a useful guide to the likely value of a property and this valuation should be supplemented by you with additional research, professional advice and a market appraisal. We are not supplying you with advice or recommendations. If you are thinking about selling your property, please arrange for a formal valuation of your property by following the link provided to book a market appraisal with an estate agent. If you click this link, you agree to us storing, processing and sharing your personal data (including your name and email address) with our affiliated professionals to facilitate the provision of such market appraisal. We shall not be liable for any losses suffered as a result of relying on valuations provided by our property e-valuation tool.
Changes to our property e-valuation tool. We may change our property e-valuation tool:
(a) to reflect changes in relevant laws and regulatory requirements; and
(b) to implement minor technical adjustments and improvements, for example to address a security threat.
These changes may mean our property e-valuation tool is temporarily unavailable.
Non-availability of our property e-valuation tool. Our property e-valuation tool is provided on an “as is” and “as available” basis and may be unavailable for use by you for the following reasons:
(a) to deal with technical problems or make minor technical changes; or
(b) to update our property e-valuation tool to reflect changes in relevant laws and regulatory requirements; or
(c) if our property e-valuation tool is interrupted or delayed by an event outside our control.
Where we can, we will endeavour to let you know if any of these events occur via an error message when using our property e-valuation tool. As we do not gather your contact details before you use our property e-valuation tool, we will not be able to contact you in advance to tell you we will be suspending supply of our property e-valuation tool.
Please note we are not responsible for delays outside our control. We will take steps to minimise the effect of the delay. Provided we do this we will not be liable for delays caused by the event outside our control.
We do not guarantee our property e-valuation tool will be secure or free from bugs or viruses. You are responsible for configuring your device and platform to use our property e-valuation tool and to maintain cyber security. You should use your own virus protection software.
How to tell us about problems. If you have any questions, suggestions, feedback or complaints about our property e-valuation tool, please contact us.
We only provide our services in the UK. Our website is solely for the promotion of our estate agency and related services in the UK. Unfortunately, we do not provide services outside of the UK and our property e-valuation tool is only for use in relation to UK properties.
Ownership of our property e-valuation tool. We are the licensees of all intellectual property rights in and relating to our property e-valuation tool. Such rights intellectual property rights are reserved in their entirety and you are not granted any right or entitlement to such intellectual property rights.
How we may use the information you provide. We will use the information you provide to us:
(a) to supply our property e-valuation tool to you; and
(b) to give you information about our estate agencies services we provide (but you may stop receiving this at any time by contacting us).
We do not collect and/or retain the information about the property you submit to our property e-valuation tool. However, the information, data and property details you submit to our property e-valuation tool will be considered non-confidential and non-proprietary.
How we may use your personal information. We will only use your personal information in accordance with our privacy policy. We will only give your personal information to third parties where the law either requires or allows us to do so.
3. Your rights as a consumer
For most online services you have a legal right under Consumer Contracts Regulations 2013 to change your mind about entering into the contract within 14 days of ordering the services.
However, as our property e-valuation tool provides you with the requested valuation for a property almost immediately after you submit the property details and agree to these terms and conditions, the contract between us for the provision to you of our services ends almost immediately after it has been entered into. This means there is not time for you to exercise your rights to cancel this contract.
Nevertheless, we are under a legal duty to supply services in conformity with these terms and conditions and nothing in these terms will affect your legal rights.
We may not make our property e-valuation tool available to you in the future if you breach this agreement our or our website’s terms of use.
4. Our responsibility for loss or damage suffered by you
We are responsible to you for foreseeable loss and damage caused by us. If we fail to comply with these terms and conditions, we are responsible for loss or damage you suffer which is a foreseeable result of our breaking this contract or our failing to use reasonable care and skill, but we are not responsible for any loss or damage which is not foreseeable. Loss or damage is foreseeable if either it is obvious it will happen or if, at the time the contract was made, both we and you knew it might happen.
We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors; for fraud or fraudulent misrepresentation; for breach of your legal rights in relation to our property e-valuation tool including the right to receive services which are as described and match information we provided to you about our property e-valuation tool and supplied with reasonable skill and care.
We are not liable for business losses. We only supply our property e-valuation tool for domestic and private use. If you use our property e-valuation tool for any commercial, business or re-sale purpose we will have no liability to you for any loss of profit, loss of business, business interruption, loss of business opportunity or indirect or consequential loss.
5. Other important terms
(a) Nobody else has any rights under this contract. This contract is between you and us. No other person shall have any rights to enforce any of its terms.
(b) If a court finds part of this contract illegal, the rest will continue in force. Each of the paragraphs of these terms operates separately. If any court or relevant authority decides any of them are unlawful, the remaining paragraphs will remain in full force and effect.
(c) Even if we delay in enforcing this contract, we can still enforce it later. If we do not insist immediately you do anything you are required to do under these terms, or if we delay in taking steps against you in respect of your breaking this contract, that will not mean you do not have to do those things and it will not prevent us taking steps against you at a later date.
(d) Which laws apply to this contract and where you may bring legal proceedings. These terms are governed by English law and you can bring legal proceedings in respect of our property e-valuation tool in the English courts. If you live in Scotland you can bring legal proceedings in respect of our property e-valuation tool in either the Scottish or the English courts. If you live in Northern Ireland you can bring legal proceedings in respect of our property e-valuation tool in either the Northern Irish or the English courts.
(e) The Property Ombudsman’s alternative dispute resolution service. Alternative dispute resolution is a process where an independent body, such as The Property Ombudsman considers the facts of a dispute and seeks to resolve it, without you having to go to court. If you are not happy with how we have handled any complaint, you may want to contact The Property Ombudsman. You can submit a complaint to The Property Ombudsman via their website at www.tpos.co.uk. The Property Ombudsman will not charge you for making a complaint and if you are not satisfied with the outcome you can still bring legal proceedings. In addition, please note that disputes may be submitted for online resolution to the European Commission Online Dispute Resolution platform.
Philip Jarvis Estate Agent Buyers Guide
Whether you are looking for a new home or an investment we are here to help you throughout the whole process taking care of you every step of the way, from finding your ideal home right through to moving in day. Follow these simple steps to help you find your new property in the Kentish countryside.
1. Find out how much you can afford.
A good starting point is to get a clear picture of what you can afford. How much a lender will actually lend you and also importantly, the costs of buying taking into account solicitors fees, stamp duty payments and potential early repayment fees. It is also worth speaking to more than one lender. At Philip Jarvis Estate Agent we use a company called Fordyce and Playle that can access the whole mortgage market ensuring you get the full picture and comprehensive advice. Understanding how much you can borrow will naturally influence the properties you can go and view.
2. Contact Philip Jarvis Estate Agent.
There are many ways of contacting us. You can register here on this website, you can visit our office in The Square in Lenham, call our number on 01622 858241 or send us an email at homes@philipjarvis.co.uk. We will then take all of your details and match you to the properties we have available. Think about what you want your new home to look like, what features it will have and where it will be. Have a clear mindmap and plan but be prepared to be flexible and compromise.
3. View as many properties as possible.
The only real way of knowing whether a property is right for you is to go and actually view it. Study the photos and floor plan beforehand but go with an open mind. Take as much in as possible and do not feel rushed. At Philip Jarvis Estate Agent we try to do as many of the viewings as possible. Ask as many questions as you want. Make a list of key questions. Viewing the property from the outside first is often a good idea especially if the location is not familiar with you. If you are unsure perhaps go back at a different time of day.
4. Research the area.
Before viewing properties it is worth checking out the area. At Philip Jarvis Estate Agent we are very lucky. Lenham and the surrounding area is a very popular place to live so buyers are keen to move here straight away.
Check out factors such as communication links. How far is the nearerst railway station and what sort of commuter service does it provide? Are there any local schools and if so what are they like? Did their last OFSTED inspection go well? Are there any shops nearby? Building a picture of the local area whill help you choose the area you want to live in.
5. Making an offer.
Once you have found a property you would like to buy you will need to make an offer. Do your homework. Research what price similar properties in the area have sold for. Offer a figure you are comfortable with but remember the best way to secure a property is to offer the asking price. Be prepared to prove that your finances are in place and if you are selling as well, your chain is complete. Be prepared to be flexible with the seller especially if there is more than one interested party.
6. Instruct a solicitor.
In order to buy a property you will need a solicitor. Think carefully about who you use. The cheapest is very seldom the best. Use a local solicitor who can provide a personable service and is easily accessible for dropping in documents and signing contracts. We can help you find an efficient and thorough solicitor.
7. The sale proceeds.
A memorandum of sale will be sent to all parties confirming the sale price and special conditions and timescales. The mortgage is applied for as required. If you do not need a mortgage survey the onus will be on you to organise your own survey.
A draft contract will be sent to your solicitor from the sellers solicitor. Enquiries will be raised. Local searches will be undertaken, fixtures and fittings agreed and a date for exchange of contracts (when the purchase becomes legally binding) is agreed. Do not be afraid to ask your solicitor any questions however silly they may seem.
While this is occurring the lender will instruct a surveyor to carry out a survey to assess the condition of the property and the value of the property. If you do not need a survey the onus will be on you to organise your own survey. Further reports may subsequently be needed depending on the results of the survey. The mortgage offer will be issued after a successful survey and once all financial checks have been made.
8. Exchange of contracts.
The purchase becomes legally binding at the point of exchange of contracts. This will occur once the mortgage offer is received, searches are complete, all enquiries have been answered satisfactorily and your solicitor is happy with everything. Having then paid a deposit which is normally no less than 10% of the purchase price, the exchange will occur with an agreed moving date (completion date) set for normally at least a week later.
Moving day.
Completion is the day the property becomes yours. The balance of monies, normally from the mortgage lender, are sent to the solicitors. Once they have the money the keys to your new home become yours and you can move in. Plan for the day with removals and help from friends but remember you cannot move in until your money has been sent and been received by your sellers solicitor.